Filing taxes can feel like a chore, especially when you’re juggling work, family, or running a business in a bustling place like Bronx, NY. But what if you could file your federal taxes for free, save a bit of money, and perhaps have the whole thing done faster? That’s the claim of a program known as the IRS Free File. Developed by the IRS, the program seeks to simplify the tax season for American taxpayers, but is it a good match for you, and do you qualify?
Let’s dive into how IRS Free File can help you save time and money this summer, especially if you’re in the Bronx looking for reliable tax services.
IRS Free File is a partnership between the Internal Revenue Service and a group of trusted tax software providers. The program has been around for years and is a solid option for those who meet the income or status requirements. You have access to it through the IRS website, which sends you to the partner software like TaxSlayer, TaxAct, or FreeTaxUSA. Some offer free e-filing of state taxes as well, which is a nice bonus if you happen to live in the state of New York. But does it deliver all that it promises? Let’s break it down.
For the 2025 tax season, it’s available to people with an adjusted gross income (AGI) of $84,000 or less in 2024. If you fall under this bracket, you’re eligible to use one of the IRS-approved software options for free. Current members of the military, with an AGI of 2024’s $84,000 or lower, are entitled to the program, too.
Even if you make more than the income cap, you can use Free File Fillable Forms, but these are more manual and best suited for taxpayers who don’t mind doing their own math and are comfortable with forms.
Using IRS Free File is straightforward, but it helps to know the process so you’re not fumbling around. Here’s how to get started:
Head to www.irs.gov and look for the IRS Free File section. Don’t go directly to a tax software company’s website—you won’t get the free service that way. The IRS site will guide you to a lookup tool or a list of trusted partners.
Use the online lookup tool provided by the IRS to answer a few questions about your filing circumstances, income (AGI of $84,000 or less for 2024), and tax credits. You’ll be matched with the best Free File provider for your situation. For example, providers like ezTaxReturn.com offer a Spanish-language option, which can be helpful.
Once you pick a provider, you’ll be redirected to their secure website to set up an account. You’ll need last year’s AGI or a self-selected PIN to verify your identity. Then, enter your tax data as the software instructs you. Instructions are built into most software to help you avoid mistakes. When complete, e-file your return and print a copy for your records.
After filing, you’ll get a confirmation email, and you can track your refund online using the “Where’s My Refund?” tool on IRS.gov. If you need to update your address or banking information, the IRS website includes instructions on how to do that.
Note: IRS Free File is only for federal tax returns. You may need to file your state return separately. Some Free File providers offer state filing for free, while others charge a fee. Check your provider’s website for details.
While IRS Free File works well for uncomplicated tax returns, it does have limits. If you own a small business, work as a freelancer, or have a lot of sources of income, then the software might not cover all your needs. You might face problems as well if you have dependents you claim, have deductions to claim, or have rental, student loan, and investment income.
In such a case, a quick online e-filing could have a lower fee initially, but perhaps cost you more in missed deductions or filing errors. That’s why more and more Bronx residents and business owners are turning to local specialists like SCL Tax Services, who offer personalized tax preparation, bookkeeping services, and tax accounting for a wide range of situations.
Having a reliable tax accountant as a reference can remove the uncertainty from the process. They not only ensure your returns are correct, but they’ll guide you through ways to legally lower your tax burden and claim the maximum number of credits. For business owners, in particular, dealing with business taxes becomes much easier when you have expertise backing you up.
IRS Free File doesn’t call you back in the middle of the year to make sure you’re setting aside enough money for your quarterly taxes, or that you’re accurately noting your documents for potential deductions. But local Bronx tax professionals at our office do—and they do it, daily, for taxpayers all over the Bronx, NY. Our team at SCL Tax Services is here in the Bronx, ready to offer expert support, personalized service, and peace of mind—whether you’re filing a simple return or navigating the ins and outs of business taxes.
Taxes are important. Get them right—and make sure you’re not leaving money on the table, give us a call to schedule your consultation.
Yes, if your income is within the eligibility limit, there’s no cost to file your federal return using IRS Free File.
IRS Free File is only for federal tax returns. Some software partners may include free state filing for New York, but not all, so be sure to check before starting.
For the 2025 tax season, anyone with an adjusted gross income (AGI) of $84,000 or less in 2024 qualifies. Active-duty military members under the same income limit also qualify.
You can still use Free File Fillable Forms, but they don’t offer much help or guidance. In that case, it’s often better to work with a tax preparer.
If the software feels overwhelming or your taxes are too involved, it might be time to switch to a professional. A local tax expert in the Bronx—like SCL Tax Services—can help you file correctly and maximize your return.
We are here to relieve you of the tax pressure by offering a wide range of Tax Services In & Near Bronx, NY. If you need expert advice or need us to complete your taxes, we will provide it for you. We know you work hard, so we work hard to serve your needs.
Your time is valuable, which is why we are here for you.